{"id":2063,"date":"2025-11-17T10:59:21","date_gmt":"2025-11-17T08:59:21","guid":{"rendered":"https:\/\/ric-gabrovo.com\/?p=2063"},"modified":"2025-11-17T11:02:38","modified_gmt":"2025-11-17T09:02:38","slug":"new-funding-opportunities-from-the-bulgarian-development-bank","status":"publish","type":"post","link":"https:\/\/ric-gabrovo.com\/bg\/new-funding-opportunities-from-the-bulgarian-development-bank\/","title":{"rendered":"New Funding Opportunities from the Bulgarian Development Bank"},"content":{"rendered":"

We are pleased to share the latest financing programs launched by the Bulgarian Development Bank (BDB)<\/strong> in partnership with the Council of Europe Development Bank (CEB)<\/strong>. These initiatives aim to support the growth and competitiveness of Bulgarian businesses by providing access to long-term capital under favourable conditions.<\/p>\n

Financing for family businesses and SMEs<\/h3>\n

The Bulgarian Development Bank (BDB) has launched a new credit program in partnership with the Council of Europe Development Bank (CEB), focusing on one of the drivers of the Bulgarian economy \u2013 micro, small and medium-sized enterprises (SMEs), including family businesses and artisans.
\n\u2713 Support for SMEs, family businesses, and artisans, providing access to long-term capital. Focusing on job creation and preservation, especially in regions with high unemployment.
\n\u2713 Purpose: For investments and working capital
\n\u2713 Target groups: Micro, small, medium-sized, and family businesses that: 1- create and maintain jobs; 2- have positive equity; 3- have no overdue obligations to credit institutions or the National Revenue Agency; 4- do not operate in sectors excluded from the BRS.
\n\u2713 Working capital loan: minimum total term \u2013 one and a half years, maximum \u2013 4 years;
\n\u2713 Investment loan: total term from 5 to 10 years; drawdown period \u2013 up to 2 years; grace period \u2013 up to 2 years.
\n\u2713 Resource \u2013 up to EUR 2.5 million<\/p>\n

More information<\/strong>: https:\/\/bbr.bg\/bg\/kreditirane\/za-semejni-kompanii-i-msp\/\u00a0<\/a><\/p>\n

Funding for women entrepreneurs<\/h3>\n

\u2713 Support for female entrepreneurship by providing long-term financial resources on favorable terms. The program aims to encourage economic activity among women, develop business potential, and create employment.
\n\u2713 Purpose: For investments and working capital
\n\u2713 Target groups: micro, small, and medium-sized companies whose capital (at least 50%) is owned by women.
\n\u2713 Working capital loan: minimum total term \u2013 one and a half years, maximum \u2013 4 years;
\n\u2713 Loan for investments: total term from 5 to 10 years; drawdown period \u2013 up to 2 years; grace period \u2013 up to 2 years.
\n\u2713 Resource \u2013 up to EUR 2.5 million<\/p>\n

Financing for social and innovative companies<\/h3>\n

\u2713 Support for initiatives contributing to job creation, including from the development of new technologies to improving social inclusion and environmental protection.
\n\u2713 Purpose: For investments and working capital
\n\u2713 Target groups – Innovative micro, small and medium-sized companies or social enterprises that:.
\n\u2713 Working capital loan: minimum total term – one and a half years, maximum – 4 years;
\n\u2713 Investment loan: total term from 5 to 10 years; drawdown period – up to 2 years; grace period – up to 2 years.<\/p>\n

Financing for green companies and projects<\/h3>\n

\u2713 Support for entrepreneurs who develop “green” projects. The funding is aimed at supporting the transition to a carbon-neutral economy, with a focus on renewable energy and energy efficiency projects.
\n\u2713 Purpose: For investments and working capital for green projects related to renewable energy; energy efficiency and emission reduction; efficient use of water resources; circular economy and recycling; and biodiversity and sustainable agriculture.
\n\u2713 Target groups \u2013 green enterprises that have been awarded or funded (including with BFP) by a recognised clean technology institution; have a registration or patent for renewable\/clean technologies or have an EU Ecolabel or equivalent certificate.
\n\u2713 Working capital loan: minimum total term \u2013 one and a half years, maximum \u2013 4 years;
\n\u2713 Investment loan: total term from 5 to 15 years; drawdown period \u2013 up to 2 years; grace period \u2013 up to 2 years.
\n\u2713 Collateral: mortgage\/pledge of real estate\/movable property; pledge of commercial enterprise or pledge of cash, etc.<\/p>\n

More information<\/strong>: https:\/\/bbr.bg\/bg\/kreditirane\/za-zeleni-kompanii-i-proekti-ceb\/<\/a><\/p>\n

 <\/p>\n

Bulgarian version HERE<\/a>.<\/p>\n

\"\"<\/p>\n

This newsletter was created with the financial support of the “Research, Innovation and Digitization for Smart Transformation” Program 2021-2027, co-financed by the European Union through the European Regional Development Fund Regional Development under project BG16RFPR002-1.002-0001-C01 “Accelerated Digitalization for SMEs in the Central Region through the Creation and Development of the EDIH.” The Regional Innovation Center “Ambitious Gabrovo” bears full responsibility for the content of the document and under no circumstances can it be assumed that this document reflects the official position of the European Union and the Managing Authority.<\/p>","protected":false},"excerpt":{"rendered":"

We are pleased to share the latest financing programs launched by the Bulgarian Development Bank (BDB) in partnership with the Council of Europe Development Bank (CEB). These initiatives aim to support the growth and competitiveness of Bulgarian businesses by providing access to long-term capital under favourable conditions. Financing for family businesses and SMEs The Bulgarian […]<\/p>","protected":false},"author":3,"featured_media":2065,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,45],"tags":[],"class_list":["post-2063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-adi4smes","category-newsletter"],"_links":{"self":[{"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/posts\/2063","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/comments?post=2063"}],"version-history":[{"count":3,"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/posts\/2063\/revisions"}],"predecessor-version":[{"id":2067,"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/posts\/2063\/revisions\/2067"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/media\/2065"}],"wp:attachment":[{"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/media?parent=2063"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/categories?post=2063"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ric-gabrovo.com\/bg\/wp-json\/wp\/v2\/tags?post=2063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}